Each situation is different, as insurance policies vary. We are insurance claim experts, with years of experience dealing with adjusters and insurers. We keep up to date on the laws concerning roof claims in the State of Texas in order to make sure we are following all statutes.

According to Amica.com, there are six important signs that you need a new roof:

Sign #1: Light is coming through your attic.

Look around the ceiling of the attic, checking for light appearing around the beams. Some light is normal, especially from soffit and ridge vents, which help to circulate air. Look for water stains. Light around beams and water stains could be signs you need to invest in a new roof.

Sign #2: Your roof is 20 to 30 years old.

Actually, in Southeast Texas, 15 years is generally the lifespan of our roofs, as the weather can be brutal.

Sign #3: Your shingles are curling.

Look for curled edges, called cupping, or a curled middle, called clawing. Curled shingles leave gaps that can allow water damage to interiors and contents.

Sign #4: Granules are in your gutters.

Those granules are the crushed stone and other matter that form the top layer of your shingles. They help protect your roof from sun damage and that damage can lead to leaks.

Sign #5: Many shingles are cracked or missing.

When your neighborhood experiences a hailstorm, strong wind, or a coating of ice, it may be time for a roof replacement. A few shingles that are cracked or missing might be a repairable problem.

Sign #6: You see moss or algae.

Moss and algae can damage your roof over time, as they keep the surface damp over long periods of time.

Amica adds that roof replacement is something that most homeowners need to do eventually. A new roof is an investment and can actually save you money in the long term. Another positive result of getting a new roof is that many home insurers offer discounts off your premium for replacing your roof.

Find out more at: https://www.amica.com/en/resources/home/maintenance/signs-new-roof.html